Finance

We provide financing options for you.

Humm!

Live Interest freeee forever.

Buy ‘Big Things’.

Buy today and take time to pay – with no interest ever!

Shop Now

Select humm in the
checkout

Sign Up

Fast Approval

Pay in slices

Fortnightly payments

Get the app

From the App Store or
Google Play

What is Humm?

Humm helps everyday Australians Buy Now Pay Later. Our payment plans are great value because humm customers pay no interest ever.

Who Can Humm?

  • Be a permanent resident of Australia
  • Be 18 years or older
  • Have a valid email address and mobile number
  • Have an Australian debit or credit card
  • Have an Australian drivers license, passport or Medicare card
  • Have a permanent job (at least 25 hours a week) or be on aged/veterans pension

How do I buy Big things online?

Pre-approval is the way to go on this. Apply before you shop, through the humm App. Just tell us how much you’d like pre-approved (up to $10,000) or let us pick an amount for you. All you need to do is share access to your bank statements for information to help us in our approval process.

Humm is fast and simple to use no matter where you prefer to shop. Online, simply select humm at checkout and you will be taken through to humm to confirm your payment.

With no interest, are the fees high?

No, they’re not. When you buy a ‘Big thing’ you’ll pay an establishment fee. Then you’ll pay just $8 a month. For full details read your Continuing Credit Payment Plan agreement.

You will only ever pay single $8 monthly fee regardless of the number of ongoing humm payment plans you have.

Purchases to be over $500 for a 5 month payment plan. Payment plan to approved applications only; fees, terms, conditions, amounts and exclusions apply. Credit provided Certegy Ezi-Pay Pty (ABN 28 129 228 986).

I want to Humm! Where do I start?

This bit’s super simple. First things first: depending on whether you’re an Apple or Android person, go to either the App Store or Google Play and download the App. Once you’ve got the App running, just follow the steps and you’ll be good to go. Niiice!